It is not easy for the victim of a credit card fraud to get his/her credit card back as you have to go through a very complex process. Nowadays the usage of credit cards has seen a significant rise and so has the happenings of credit card fraud. People are shopping by sitting in the comfort of their home with the help of credit cards.

This is also giving good business to the online marketing websites. When the majority of the people prefer to buy gifts online through their credit cards, there is an evident boost in the online business.

You can decide better and take your own personal decision. Following are some of the common methods to save you from the credit card frauds:

1. It is recommended that you should not offer your credit card details on any e-shopping websites, as there are more chances of getting your personal details misused.
    

2. You should always get back your credit card as soon you complete making using of it. Always make sure that most of the time your credit card is in your possession.
    

3. There are times when you will receive or must have received an email asking you to verify your credit card details. And there are certain websites which will ask you if you want to avail an offer introduced by then they will ask you provide them your credit card number which in any case you should not provide.
    

4. Just in case you have to give the credit card number on a telephone then make sure the company to whom you are providing your credit card number has some credibility and reputed company. Never give your credit card details to the companies when they call you and ask to verify your credit card details especially on the telephone. Think sensibly that the reputed companies will never ask you again for your credit card details.
    

5. The most preferred and the safest way is to make a signature on your credit card the very moment you receive it.
    

6. You should not give importance to all of those various credit card letters you get from different companies.
    

7. You can write your permanent identification number somewhere else where you feel is safe. Preferably you should not write PIN (Personal Identification number) on the credit card.
    

8. If you have made any transaction with your credit card do not keep the receipts of the transaction anywhere as it is a record of your purchasing and it is very important.
    

9. Nowadays with the introduction of the mobile phones with the camera facility your credit card number can easily be photographed and misused. So it is better to cover your credit card number so it cannot be copied.
    

10. Make a record where you have all your details like your account numbers, transaction records, and details of the bank (phone numbers and email address). And you should keep on revising these details.
     

11. Just incase you have more than one credit card then you should only take along those credit cards which you use more often. It is better not to carry those credit cards which you don’t use frequently.
     

12. In a situation where you get a receipt for which you have not make a purchase then you should offer a written report to the card issuing authority.

What should be done if your credit card or cards has stolen?

In a situation where you have lost your credit card first and foremost you have to call the credit card provider. The moment you have informed the card issuer he will cancel your credit card and your card could not be further used. For reporting the lost credit cards various companies has tax free telephone services around the clock. Legally the moment you have made a written complaint to the card provider and the provider has acted upon your complaint then you no longer have to make a payment for the unlawful purchasing.

What should be done for the fake purchasing and their bills?

You need to immediately inform your credit card provider that your card has been stolen and someone has been misusing it. You have to make a written complaint in which you have to mention the following- Firstly your name then comes the account number and the details of the fake billing amount that you have received. Make sure that after you have received the first receipt of the fake bills, the credit card provider should get your letter within a time period of sixty days. Don’t forget to send the letter through a licensed mail so that you are assured that the letter has been received and you will get a reply of your request.